“The opportunity to readily socialize is a fundamental benefit of group care alternatives. In addition, they are often less expensive than in-home care.”

Long Term Care

While “aging in place” has its advantages, such tailored care is costly. It’s also quite isolating. Group choices necessitate a change of location, but they are more sociable and cost effective.

Living at an assisted living facility

When people are ready to cease cooking, cleaning, and possibly even driving, they move to assisted living. They like social activities but require more assistance than a self-contained retirement community can provide. A portion of assisted living residents may have memory issues, despite the fact that this is not a place for those with advanced dementia.

Alzheimer’s and dementia care

Memory care may be situated in an assisted living wing or run as a separate institution, with activities tailored to those with severe dementia.

Nursing care or “rehab”

 A skilled nursing facility, which is designed for short stays of a few days to several weeks, might be regarded of as a place to become stronger or learn new methods to accomplish things following a setback. Then you’ll be in a more familiar setting.

Home for the elderly

This is a long-term rehab setting for persons with complex diseases who don’t need to be admitted to a hospital but aren’t ready for assisted living.

Retirement community that provides long-term care (CCRC).

All of the above is available and more on this enormous “campus.” Move in while being completely self-contained and able to enjoy the pool, golf course, and other amenities. Residents migrate to different care facilities as their needs change, yet they remain on the same property. When one partner requires more assistance than the other, this is the ideal solution.

A nursing home may be an important component of health care for older persons with complex medical conditions or chronic diseases such as Alzheimer’s disease, Parkinson’s disease, or diabetes. But what exactly are nursing homes, and how can you tell if one is the appropriate fit for you or a loved one? What are nursing homes and how do they work? Nursing homes, also known as skilled nursing facilities or long-term care facilities, provide care for persons who are unable to care for themselves due to disease or disability later in life. Long-term and short-term care are both available in nursing homes. They offer housing and round-the-clock expert nursing care to persons who aren’t sick enough to be admitted to a hospital but can’t care for themselves or require more care than an assisted living facility can provide. They can also help those who are recovering from a stroke or orthopedic surgery in the short term. Alzheimer’s disease and other forms of dementia are treated with special care in some nursing facilities. A nursing home’s population might range from a few to over 100 people.

What services are available? Residents may be eligible for a variety of services and assistance, including:

• Room and board are included.

• A location to stay and eat.

• Medication vigilance

• A nursing home’s staff is in charge of medication management as well as routine health tests including blood sugar monitoring.

• Personal attention.

• These services include help with bathing, going to the bathroom, and dressing.

• Medical attention is required in an emergency.

• Nursing homes provide nursing care 24 hours a day, seven days a week, and can help with emergency medical care.

• Services for the poor.

• Mental health counselors and therapists are usually available to nursing home residents.

• Occupational and physical therapy

• Following an unfavorable health incident such as a fall, some nursing home residents may benefit from working with physical and occupational therapists.

• Social gatherings.

• Most nursing facilities offer enrichment and social opportunities through events and activities.

How much do nursing homes cost?

According to a Genworth Financial report from 2018, the median monthly cost of a semi-private room in a nursing home is $7,441 per month, or approximately $90,000 per year. The cost of a private room is $8,365 per month, or more than $100,000 a year. Nursing home prices vary by state, with greater average costs in more affluent states than in less affluent states. Fees are normally deducted from any current insurance before being passed on to the customer. Is it true that nursing homes are covered by Medicare? In some cases, Medicare will cover the expense of skilled nursing care, but it is not intended to cover the cost of long-term nursing home or custodial care. If a patient has been recommended by a doctor after being discharged from the hospital, Medicare usually covers eligible expenses for up to 100 days of nursing care in a Medicare-licensed nursing facility. After 100 days, the patient is responsible for paying the payments out of pocket or through another insurance program. After a person’s assets have been depleted, Medicaid coverage comes in. Another option for paying for a nursing home is to purchase private long-term care insurance. What’s covered and how policies are constructed differ greatly. Some folks foot the bill for a care home with their own money. Veterans’ benefits can be a valuable resource. When do you know it’s time to put your loved one in a nursing home? When a senior’s needs for support and care surpass the capacity of an assisted living facility or in-home caring setting, a nursing home may be the best option. Falls or persistent disease may indicate that it’s time to move, and a doctor may recommend a nursing home. Transitioning to a nursing home can be difficult and emotionally draining. This is why it’s critical to seek counseling and support to assist a senior in adjusting to the changes brought on by the move.

Allow us to assist you in comprehending the various options. Please contact us at 855-456-7972 or visit our website at www.ikorofwpa.com.